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Credit control software NZ
Credit control software that stops bad debt before it starts
The cheapest debt to collect is the one you never have to chase. Debtorinfo combines credit checks, watertight terms of trade, PPSR security and automated follow-up in one platform — so New Zealand businesses give credit with confidence and get paid on time.
The credit control lifecycle
Protect every stage of the credit you extend
From the first quote to the final payment, Debtorinfo covers each step that separates businesses that always get paid from those that don't.
- 01
Check before you trust
Run a credit check before you open an account or start a job.
- 02
Agree the terms
Credit applications, online quotes and terms acknowledgement — personalised for your trade.
- 03
Secure your interest
PPSR registration support so you rank as a secured creditor if a customer fails.
- 04
Follow up automatically
A six-step reminder ladder with credit-rating consequences for anyone who still doesn't pay.
Credit checks
Know who you're dealing with — credit rating checks
Over 25 years ago Debtorinfo designed a credit rating system that makes bad debtor information easily accessible across business networks, stopping unreliable payers from moving from one business to the next. The system has saved business groups across New Zealand hundreds of thousands of dollars in credit losses.
- Check credit ratings before you extend credit
- List your own unpaid accounts to warn other businesses
- Listings shared with databases used by banks and finance companies
- Unlimited searches on Platinum, per-query on Gold
Terms of trade & PPSR
Become a secured creditor, not a forgotten one
Ever wondered why some companies are always listed as secured creditors in a receivership while others receive nothing? Preparation. Unsecured creditors fail to get proper permission from their customers, or never register their security interest. Debtorinfo gives subscribers properly structured terms of trade with PPSR registration support — plus the documents construction businesses need.
- Terms of trade tailored to your trade or profession
- Credit application forms and deferred payment agreements
- PPSR registration support for goods supplied on credit
- Construction Contracts Act and Building Amendment Act documents
- Workers Lien registration assistance
Credit control checklist
Seven credit control habits of businesses that always get paid
1. Credit-check new customers
Run a credit check and search the Companies Office before opening an account.
2. Get terms signed up front
Never rely on a verbal agreement — it's the most common reason debts are hard to recover.
3. Register on the PPSR
If you supply goods on credit, register your security interest promptly.
4. Invoice promptly and clearly
State the due date, payment options and your terms on every invoice.
5. Follow up on a fixed schedule
Consistency beats intensity. Automate reminders so nothing goes quiet.
6. Offer payment plans early
A documented instalment plan beats an unpaid balance every time.
7. Escalate with consequences
Debtors pay the accounts that protect their credit rating. Use that leverage.
Debtorinfo does all seven
One platform, one login, from $29.95 + GST a month. See pricing.
Questions
Credit control software FAQs
What is credit control?
Credit control is the process of deciding who you give credit to, on what terms, and how you make sure invoices are paid on time. Good credit control combines credit checks, clear terms of trade, security over goods supplied, and a consistent process for following up overdue accounts.
What does credit control software do?
Credit control software automates that process. Debtorinfo lets you run credit checks on customers, issue personalised credit applications and terms of trade, register security interests on the PPSR, and automatically chase overdue invoices with an escalating reminder sequence.
Why do I need terms of trade?
Without signed terms of trade you may struggle to charge interest or collection costs, claim back goods supplied, or prove what was agreed. Debtorinfo subscribers receive properly structured terms of trade for their trade or profession, personalised in their business name.
What is the PPSR and why does it matter?
The Personal Property Securities Register records security interests in goods. If you supply goods on credit and register your interest properly, you can rank as a secured creditor if a customer goes into receivership or liquidation, rather than joining the queue of unsecured creditors.
Can I check a customer before giving them credit?
Yes. Platinum subscribers have unlimited credit checks and Gold subscribers can run checks on a per-query basis. A five-minute credit check is cheaper than a five-month recovery.
Is credit control software suitable for small businesses?
Yes. Debtorinfo is used by sole traders, clinics and trade businesses as well as larger companies, and plans start from $29.95 + GST a month with no commission on recovered debt.
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Give credit with confidence
Credit checks, terms of trade, PPSR support and automated collections in one platform — from $29.95 + GST a month.